{"product_id":"three-way-cash-flow-forecast-for-small-businesses-excel-template","title":"Three-Way Cash Flow Forecast for Small Businesses | Excel Template","description":"\u003cp\u003e\u003cstrong\u003eStay on top of your business cash flow, so you're never behind.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eSurprise bank alerts, bills you forgot were coming, too many complicated apps? This three-way forecast puts your whole year in one simple Excel file: your profit, your cash and what your business owns and owes, all linked together. It's tidy enough to hand to your bank.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eInputs:\u003c\/strong\u003e the only tab you type in. Every input has a short, plain explanation next to it.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eProfit \u0026amp; Loss:\u003c\/strong\u003e are you making money each month?\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBalance Sheet:\u003c\/strong\u003e what your business owns and owes.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCash Flow:\u003c\/strong\u003e money actually going in and out of your bank, with any month below zero turning red.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDashboard:\u003c\/strong\u003e your one-page summary, with a month-by-month flag strip and charts.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eMade for real small businesses\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e12-month forecast for up to 5 products, each with 5 cost lines (% of sales, fixed monthly or weekly)\u003c\/li\u003e\n\u003cli\u003eSeasonality, so busy and quiet months look right\u003c\/li\u003e\n\u003cli\u003eBank loans, a fixed-term loan and money you lend the business yourself\u003c\/li\u003e\n\u003cli\u003eOwner dividends that are only paid when there's enough cash, with a warning if they're held back\u003c\/li\u003e\n\u003cli\u003eA worked example, Little Moon Studio (a small jewellery shop), already filled in so you can see how it works, then type over it with your own numbers\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eGood to know\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eInstant download after purchase\u003c\/li\u003e\n\u003cli\u003eA short step-by-step video tutorial, available to customers and shared with your download after purchase\u003c\/li\u003e\n\u003cli\u003eRequires Microsoft Excel on Windows. Google Sheets won't support all features.\u003c\/li\u003e\n\u003cli\u003eNo macros, nothing to install\u003c\/li\u003e\n\u003cli\u003eWorks internationally. No country-specific tax rules built in.\u003c\/li\u003e\n\u003cli\u003e© Velvet Moth Atelier. For use in your own business only. Please don't copy, share or resell. See our Terms of Service.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eNeed it tailored to your business or country? Get in touch through velvetmothatelier.com.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eThis template is a planning tool, not financial, tax or legal advice.\u003c\/em\u003e\u003c\/p\u003e","brand":"Velvet Moth Atelier","offers":[{"title":"Default Title","offer_id":68120447942744,"sku":null,"price":39.0,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0865\/9802\/5304\/files\/Velvet_Moth_Atelier_Hero_Banner_-_Design_4_2.png?v=1794002206","url":"https:\/\/velvetmothatelier.com\/products\/three-way-cash-flow-forecast-for-small-businesses-excel-template","provider":"Velvet Moth Atelier","version":"1.0","type":"link"}